Business Term Loans
A term loan is a lump sum you pay back on a fixed schedule, usually with a fixed rate. It's the most familiar shape of business financing — the question is almost never "what is it," it's "does this lender and this structure fit what my business actually needs."
Does a term loan fit?
I match you with one lender whose term-loan product fits your revenue, time in business, and what the money is for — not the lender who happens to be running a promotion this month.
Term loan vs. line of credit
A term loan delivers a lump sum, repaid on a fixed schedule — the fit for a one-time investment like equipment, a buildout, or an acquisition. If your need is ongoing or unpredictable instead — payroll gaps, seasonal swings — a line of credit is usually the better structure. Not sure which one fits? Start at the Working Capital hub and I'll help you figure it out.
How the match works
You tell me your revenue, time in business, and what the capital is for. I identify the one vetted lender best suited to you, confirm their terms are transparent, and make a single direct introduction. You stay in control of the conversation from there.
Common questions
What is a business term loan?
A lump sum you pay back on a fixed schedule, usually with a fixed rate. It's the most familiar shape of business financing — the question is almost never "what is it," it's "does this lender and this structure fit what my business actually needs."
How do you decide which term-loan lender fits?
I match you with one lender whose term-loan product fits your revenue, time in business, and what the money is for — not the lender who happens to be running a promotion this month.
Is a term loan the right fit for every business?
No. A lump sum with fixed payments suits a one-time, defined capital need. If your need is ongoing or unpredictable — payroll gaps, seasonal swings — a line of credit is usually the better structure. I'll help you tell the two apart before you apply.
Let's see if a term loan fits
Tell me a little about your business and what the capital is for. If I have a vetted lender that fits, I'll make a single, direct introduction — usually within one business day. No broker pools, no resale of your information.